In short: ShopTera guides are built from publicly available UK regulatory guidance and industry information, rewritten into plain English, and reviewed before publication. We do not use paid or sponsored sources.
Understanding insurance well means knowing where information comes from, not just what it says. This page sets out the types of sources ShopTera draws on when researching a guide, and the limits readers should keep in mind when using our content.
Depending on the topic, a ShopTera guide may draw on some or all of the following:
We do not accept paid placements, sponsored data or supplied "expert quotes" from insurance providers as a substitute for independent research.
A typical guide starts with identifying the questions UK readers most commonly have about a topic. The editorial team then researches the relevant rules, terminology and typical product structures, drafts an explanation in plain English, and checks the draft for accuracy and clarity before publication. This process is described in more detail in our Editorial Policy and Fact-Checking Policy.
Where a guide references a specific rule, limit or figure, we aim to align it with publicly available UK sources at the time of writing. Insurance rules and typical costs change, so a figure that was accurate when a guide was published may become outdated. This is one reason every guide displays the date it was last reviewed.
ShopTera is an educational resource, not a regulator or a substitute for professional advice. We do not independently verify every insurer's individual policy wording, and we do not have access to live, insurer-specific pricing data. Readers should treat our guides as a starting point for understanding a topic, then check the specific terms of any policy they are considering directly with the provider.
Guides are not published once and forgotten. Our editorial team periodically reviews existing content, and updates it sooner if we become aware of a factual issue or a meaningful change in the market. See our Corrections Policy for how to report a possible error.
If you would like more detail on how a specific guide was researched, contact us at admin@shoptera.co.uk.
